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Before applying for a mortgage, it’s best to review your credit score and get it in the best shape possible. Learn more about how to improve your credit score. Consider Your Loan Program. The 30-year fixed loan is by far the most common loan program, but adjustable rate mortgage (ARM) and 15-year fixed loans offer lower rates.
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Answer These 5 Questions Before You Do a Reverse Mortgage – You keep title to your home. The bank collects on the loan when you die, sell the house. If you’re still in need of additional funds, a reverse mortgage may be the best option. Story continues.
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