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What Happens When You Refinance You’ve already paid off most of your original loan. Interest is often front-loaded, meaning you pay more of it off in the beginning. The longer you wait to refinance, the less you may be able to save on interest. Your car is old or has a significant amount of miles on it. Cars depreciate quickly, so you’ll likely only be able to refinance.
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Fha Loan Private Mortgage Insurance Mortgage Insurance Premium (MIP) FHA loans require private mortgage insurance, referred to as MIP (mortgage insurance premium) or PMI (private mortgage insurance).. There are two types of mortgage insurance you will pay. An annual MIP and an up-front mortgage insurance.
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