loans for manufactured homes

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© 2018 Fannie Mae. Trademarks of Fannie Mae. 10.2.2018 4 of 9 If the borrower has owned the home being traded for more than one year preceding the date of the

Financing a manufactured home. Many lenders across the country are expanding their financing options for manufactured homes. As manufactured homes’ features and quality are starting to improve, lenders are beginning to recognize that alternative housing – and manufactured homes – is rising in popularity because of the shortage of affordable housing in the country.

Buying a new home is a major investment that often requires a hefty down payment and expensive, long-term loans. For people on a tight budget, buying a mobile home or a manufactured home is a more attractive option that offers a wider range of flexibility than traditional or stick-built homes.

An acceptable use of the VA loan is purchasing a manufactured, or mobile, home . These are built in a factory on a permanent frame and made to be moved in.

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Founded in 1985, First Credit Corporation is a licensed lender and insurance agency for mobile and manufactured homes. We are currently financing manufactured homes in 10 states. Do you live in Connecticut, Delaware, Massachusetts, Maryland, New Jersey, New York, Pennsylvania, North Carolina, South Carolina or Georgia?

Freddie Mac will soon see no difference between certain manufactured homes and traditional single-family housing from a financing standpoint.

Fannie Mae and Freddie Mac do offer conventional loans for manufactured housing, and loans through the FHA are common because of.

February 25, 2017 – FHA mortgage loans are available for much more than just suburban homes or condominiums. FHA loans can also be used to purchase mobile homes, manufactured homes and/or modular homes. Manufactured homes are often sold and transported in sections to be assembled on-site.

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That’s why national lender caliber home Loans, Inc. is pleased to offer home. You may buy a single-family property, condo,

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Our Manufactured and Mobile Home Credit guidelines include: loans are not available in the following states: AK, HI, MA, NJ, and RI. Land/Home loans are not available in the following counties in the state of IL: Cook, Kane, Peoria and Will.